I think wisdom is closely related to ethics as well. To me being wise isn't always about doing what's convenient for you, but also about doing the right thing even if it means taking risks.
A lot of people would assume people of that kind are naive and taking the most selfish route is the wisest choice, but to me such things are mostly degeneracy.
I think this is one of the reasons why the ruling groups have pushed radical individualism so badly. It has mostly destroyed people's moral compass nowadays. People need to go back and search for philosophical and religious truth...
there doesn't seem to be anything here