Whatever your stance on borrowing, here's how to LEGALLY never pay a dime on your student loans but remain in good standing. This is especially helpful if you're either unemployed or working overseas.
Get a forebearance. As long as your income doesn't exceed the minimum, your payment will be set to zero.
You can make up to ~$100k in FOREIGN INCOME without being taxed. Essentially, up to 100k can be earned and your NET income (what they use to calculate your loan payment) will be zero.
The loan will remain on your credit report, will accrue interest and you are responsible for paying taxes.
If you can use the info, take it. If not, leave it.
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